Wouldn’t this be a debit card?but is secured by funds from an account?
Same. I have an AIB credit card and apart from my Ulster Bank mortgage that recently moved to them I have no other accounts with AIB and haven't had for 15 years now. I don't even live in Ireland anymore and they are happy to keep my credit card going, taking the balance from my German current account every month and sending me the statements to my German address. I don't even pay stamp duty on the card as a non-resident ;-)I don't see your problem. I've credit cards from AIB and BoI but my current a/c is with the TSB. I just applied for them.