Irish state pension

Discussion in 'Welfare and state benefits' started by Chris36, Jun 16, 2017.

  1. Chris36

    Chris36 New Member

    Hi, I've been living in Ireland since 2008, began working on a permanent basis in 2009 (sporadic agency work until then) and expect to reach retirement age in 2034. Full years PRSI paid from 2010 onwards
    Will i qualify for full Irish state (contributory) pension at that point?
    Lived in the UK from birth (1966) but for many and varied reasons my NI contributions were almost non-existent so I don't hold any hope of them counting towards a pension. Dtae of first employment in UK was 1977 but sketchy after that.
    Finally got my act together enough to worry about the future so any advice wecome
  2. Queenspawn

    Queenspawn Frequent Poster

    Hi Chris,
    I would first go to both UK and Ireland agencies
    Ireland use the search bar to search "insurance record" there is an online form to give you a statement (by post I believe)
    UK: same drill using

    I'm not sure if eventually you draw two pensions or if one country (of residence) covers both under a bilateral agreement. Does anyone know how this works?
  3. Black Sheep

    Black Sheep Frequent Poster

    2034 is a long way off in pension terms and the many changes that are being made and will be made before then. My only advice would be as per the previous poster re records.
    Make sure you have either a paid contribution or a credit for every week from now to 2034, no gaps.
  4. Conan

    Conan Frequent Poster

    The rules for qualifying for an Irish State Pension are due to change in 2020. After that, you qualify for the full State Pension if you have a least 30 years of contributions. If less than 30 years then it's 1/30th for each year. So by the time the original poster gets to that stage (by then the State Pension is due to start at age 68) he will have c 25 + years, so likely to get close to the full pension ( assuming no other changes by then???).
    delfio likes this.
  5. FergalMargaret

    FergalMargaret New Member

    I think to qualify for any contributory pension you must have at least 520 contributions over your working lifetime. But theres not a lot of difference money wise between the two, unless you have other assets that would be means tested on a non contributory pension.