The Central Bank has published the data for November today http://www.centralbank.ie/polstats/stats/cmab/Pages/Retail Interest Rate Statistics.aspx This is the third month in a row, that it has highlighted the true figure and also published the appropriate Eurozone comparison. It looks like a policy change to tell the truth about mortgage rates. I can't find the figure in the accompanying tables. And 3.38% still looks a bit low given these rates: But it's not too far off. The gap between Irish rates and Eurozone rates is 1.66% (3.38% - 1.72%). That is a bit overstated because Irish banks are probably unique in giving new customers cash back. Other countries often charge admin fees.