Irish national never lived outside Ireland but bank are requesting Foreign Credit Check

locutas

Registered User
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Looking to switch mortgages and have had a foreign saving account for years (Brexit worries) and AIB bank is asking me to provide a foreign credit check.
I am puzzled as to why AIB bank is requesting that I do the credit check, I have never lived outside the country...

They mentioned an American credit company but I am concerned because I have heard horror stories regarding data breaches.
Considering AIB also has a UK arm would it not make sense that they do the credit check on me?
 
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