Hi folks,
I was involved in a motor accident on Friday evening where a jeep ran into the back of my car at traffic lights. Although I felt a tiny bit of strain in my neck thankfully no serious injuries and he didn't drive me into the vehicle in front of me. Other party accepted liability and all formalities were went through. Exchanged details, guards called, statements and details taken by them etc.
I rang both my Insurance co. (AXA) and other parties insurance co. (Allianz) and informed them. I was told by AXA to ring back Monday morning and a claims advisor will take details and deal with Allainz on the claim...I wouldn't have any dealing with Allainz as such. Alternatively I can deal directly with Allianz if I so wish...its up to me. Is this advice correct? If so which route am I best taking?
Probably should have mentioned before now that my car is a write off even though its driving, albeit with no tail lamps. Got a local crash repair centre to look at it Saturday morning. Was told it would be 3 to 3.5 to fix. Market value of my car - 2k at best. Was told by him also I would be lucky to get much more than a grand for the car which is kind of annoying me. I put considerable money into it of late in terms of repairs and maintenance and one thing and another for NCT also.
I was told by him I should if I feel any discomfort at all put in a personal injury claim. Now if fair is fair I wouldn't be one to partake in insurance fraud but if I'm only going to get a grand for my car my view is altered. I do have a small bit of strain in my neck, hardly anything worth talking about but have being feeling stressed about the whole thing since. Getting car for work, depending on friend and family for lifts over past 2 days also.
Would all personal injury claims go to court and also what way should I iniatite a claim? Should I get a doctor cert and then go to solicitor or is this the correct process.
Any advice welcome and thanks in advance
I was involved in a motor accident on Friday evening where a jeep ran into the back of my car at traffic lights. Although I felt a tiny bit of strain in my neck thankfully no serious injuries and he didn't drive me into the vehicle in front of me. Other party accepted liability and all formalities were went through. Exchanged details, guards called, statements and details taken by them etc.
I rang both my Insurance co. (AXA) and other parties insurance co. (Allianz) and informed them. I was told by AXA to ring back Monday morning and a claims advisor will take details and deal with Allainz on the claim...I wouldn't have any dealing with Allainz as such. Alternatively I can deal directly with Allianz if I so wish...its up to me. Is this advice correct? If so which route am I best taking?
Probably should have mentioned before now that my car is a write off even though its driving, albeit with no tail lamps. Got a local crash repair centre to look at it Saturday morning. Was told it would be 3 to 3.5 to fix. Market value of my car - 2k at best. Was told by him also I would be lucky to get much more than a grand for the car which is kind of annoying me. I put considerable money into it of late in terms of repairs and maintenance and one thing and another for NCT also.
I was told by him I should if I feel any discomfort at all put in a personal injury claim. Now if fair is fair I wouldn't be one to partake in insurance fraud but if I'm only going to get a grand for my car my view is altered. I do have a small bit of strain in my neck, hardly anything worth talking about but have being feeling stressed about the whole thing since. Getting car for work, depending on friend and family for lifts over past 2 days also.
Would all personal injury claims go to court and also what way should I iniatite a claim? Should I get a doctor cert and then go to solicitor or is this the correct process.
Any advice welcome and thanks in advance