You want advice as to how to put in a fraudulent Personal Injury?? Forget it!!
If you had paid attention, im sure AXA would have told you if you bring your car to one of their approved repairers you would get a courtesy car. So no need to rely on other people.
peteb I totally despise that statement. My car although of low value now was not a heap. It was always maintained to the nth degree by me and was running like absolute clockwork. Please refrain from such personal slanging as it does not help. I will be inconvenienced in replacing it also and will probably be hard pushed to get anything fairly decent for the compensation I was told I should be expecting to receiveJust because your car was a heap doesnt mean everybody else should pay for it!!
Now if fair is fair I wouldn't be one to partake in insurance fraud but if I'm only going to get a grand for my car my view is altered. I do have a small bit of strain in my neck, hardly anything worth talking about
Hi folks,
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I was told by him I should if I feel any discomfort at all put in a personal injury claim. Now if fair is fair I wouldn't be one to partake in insurance fraud but if I'm only going to get a grand for my car my view is altered. I do have a small bit of strain in my neck, hardly anything worth talking about but have being feeling stressed about the whole thing since. Getting car for work, depending on friend and family for lifts over past 2 days also.
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Re: despising my statement you had already said you "put considerable money into it in terms of repairs, maintenance one thing and another and the nct". So?? That doesnt change the value of you car. Thats just upkeep. The joys of motoring. You cant make a claim for stress because you havent had a car.
...Now if fair is fair I wouldn't be one to partake in insurance fraud but if I'm only going to get a grand for my car my view is altered.
What would one normally do if you have an accident at home and suffer an injury - go to the doctor or A&E Department and get seen to! The question should not even arise - just because you will get 1,000 for your car its now an issue for PIAB. If you are GENUINELY injured go to your doctor for an assessment - if truly a soft tissue injury they decide if it warrants referral for further investigation. If not, I'd advise dont be wasting health services time - their resources can be best placed on genuine cases.... not saying that your's isnt though!
No wonder insurance is so costly in Ireland with people like you around! So you're not going to get what you feel you deserve for your car so you're going to defraud some individual just to be "fair"!!!!
What individual will I be defrauding or who will I be defrauding for that matter? Would you agree that there are gross inequities in motor insurance? Do insurance companies take advantage of younger drivers or do they not? Where is the fairness in that?
You are defrauding the person who's policy you are going to be claiming off - they will suffer financially because of your fraudulent claim, someone has to pay! And more to the point, people claiming false PI's push up insurance prices for everyone.
So you are justifying your making a claim for PI because you wont get what you want for your car, by comparing it to insurance compnaies charging younger drivers more for insurance?? We've all been there, paid our time and got past this!
If you have a genuine injury then thats fine but it really doesnt sound like it - also just to make you aware if you do decide to make a claim and go through the PIAB it can take up to 12 months to process the claim, you pay for all the doctors visits required to verify your claim so think about this - you will be out of pocket for all of this and may not get it back, what will you do then?
If you have a genuine injury then thats fine but it really doesnt sound like it - also just to make you aware if you do decide to make a claim and go through the PIAB it can take up to 12 months to process the claim, you pay for all the doctors visits required to verify your claim so think about this - you will be out of pocket for all of this and may not get it back, what will you do then?
Regarding young drivers paying more for motor insurance you mention we've all being there paid, our time got past it but have we all though, has it being done fairly and equitable and has it worked the way it was supposed to. Let me run the following scenario by you and ask you for a comment. I started driving in 2002 when I was 20. I got a full license before I got on the road. Got a 2 seater car van which was cheaper to insure than a 4/5 seater car and paid 2.5k tpf&t insurance for first year and the premium wasn't a whole lot less for the second and third year with no claims being made or no change in particulars. Now a friend a small bit younger than me also got on the road in and around the same time as me with a full license also but with a five seater car (the same veihcle would have cost me a lot more to insure). He got insured under his fathers name and paid 800 euro odd and around this figure for 2nd year also. In his second year of driving he was the cause of a serious accident in which an elderly lady was very nearly killed. She sustained a punctured lung, extensive bruising and trauma among other injuries. The claim was about 80k in total (and that included the cost of a new car for him as he had comprehensive cover) Now the same chap was back on the road again the following year for just over a grand while muggins here was paying close to 2 grand. Is that right? Is that the insurance working the way it should be working? Are insurance companies not disproportionately taking advantage? No disrespect to my friend but think that after such an accident due to downright negligance on his part it should be made moreless impossible for him to get back on the road. Charge a premium of 50k or whatever it takes. He should have certainly paid more than me in the third year.
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