Partner almost purchased from a store offering 12 months interest free credit on a substantial purchase. Product was marked down from €1899 to €1499 .Now I am one of those people who do not believe in a free lunch so I did some investigating and I found with the help of a friend in this line of business the same product in another store for €1299 and this was not a sale price. So I reckon my interest free credit was actually going to cost me about 15% for the year. The more I look at all these in house promotions the more sceptical I am. Its all built into the price in the first place and more. Has anyone else got caught with these so called interest free deals.