I need to use my neighbour's property to erect scaffolding in order to build a 2-story extension. My building will be just inside the boundary wall and I am not sure whose insurance will cover this. I haven't made a contract with a builder yet - this will be done when planning is finalised this month. (Decision is just made. I just have to wait a couple of weeks in the event of an appeal).
Will the builder's insurance cover any accident on my neighbour's property Or, if an accident occurred would my neighbour's insurance have to carry the cost? Do I specify that my builder indemnify my neighbour in the event of accident?
What is the usual scenario in this situation? I would like this information to hand before I ask my neighbours if I can use their property - they are very nice and I would like to do what is best.
Also, will I need to take out additional house insurance while the building is taking place, or do I just need to tell my insurance company that there is building taking place? More than likely, I will be changing my house insurance company in June, but the building will start (hopefully) before this.
Thanks
Marion
Will the builder's insurance cover any accident on my neighbour's property Or, if an accident occurred would my neighbour's insurance have to carry the cost? Do I specify that my builder indemnify my neighbour in the event of accident?
What is the usual scenario in this situation? I would like this information to hand before I ask my neighbours if I can use their property - they are very nice and I would like to do what is best.
Also, will I need to take out additional house insurance while the building is taking place, or do I just need to tell my insurance company that there is building taking place? More than likely, I will be changing my house insurance company in June, but the building will start (hopefully) before this.
Thanks
Marion