I am looking to purchase a house in an areas that is possibly at risk of flooding. How do I find out if this house is insurable? I called my (car) insurance company and they said over 200metres from a river and it's a normal quote, less than 200 it goes to their assessors. Google maps says it is circa 100m from the Dodder. The area flooded in October but the house didn't. People keep telling me you can't get a mortgage on a house that can't be insured but how do I find out before I offer? Is there a list of blacklisted areas? If it is insurable how much of a premium would I expect to pay for this issue?
Any advice welcome
Any advice welcome