Hi All,
Over a month ago my car was hit and the insurance company of the other driver won't accept liability. My car was parked on a street and the other hit the back of my car. No one was in, I was walking towards the car and witnessed the accident. The other driver (pregnant lady) got out of the car and her first words were: 'sorry, I was just going to get some hash'...
We called the guards, they came, spoke with the lady, took details for their report.
The other insurance company's assessor came to my house a few days later, looked at the damage and the repair estimates and deemed my car to be Category D write off. They offered me 4100 as Pre Accidental Value which I accepted. Got 1750 from salvage company.
The other insurance company is now refusing to accept liability and pay the rest.
Does anyone know why that might be? My insurance company solicitors have threatened to issue legal proceedings and they still won't pay.
When I bought my car it had a small damage to the rare, nothing big - it needed new bumper and some body work, it worked cheaper to fix it than to buy the same one undamaged so I bought it. I meant to get an engineer's report but never did and I'm thinking now is it possible this previous damage to be the reason why the ins. co. won't accept liability? I've been going over different scenarios and can't think of anything that makes sense. I accepted their offer, there were no other claims. Would prefer to settle this out of court but it looks will have to sue to get any money out of them.
If anyone has any explanation of why the insurance company is not accepting liability would be grateful if you could share.
Over a month ago my car was hit and the insurance company of the other driver won't accept liability. My car was parked on a street and the other hit the back of my car. No one was in, I was walking towards the car and witnessed the accident. The other driver (pregnant lady) got out of the car and her first words were: 'sorry, I was just going to get some hash'...
We called the guards, they came, spoke with the lady, took details for their report.
The other insurance company's assessor came to my house a few days later, looked at the damage and the repair estimates and deemed my car to be Category D write off. They offered me 4100 as Pre Accidental Value which I accepted. Got 1750 from salvage company.
The other insurance company is now refusing to accept liability and pay the rest.
Does anyone know why that might be? My insurance company solicitors have threatened to issue legal proceedings and they still won't pay.
When I bought my car it had a small damage to the rare, nothing big - it needed new bumper and some body work, it worked cheaper to fix it than to buy the same one undamaged so I bought it. I meant to get an engineer's report but never did and I'm thinking now is it possible this previous damage to be the reason why the ins. co. won't accept liability? I've been going over different scenarios and can't think of anything that makes sense. I accepted their offer, there were no other claims. Would prefer to settle this out of court but it looks will have to sue to get any money out of them.
If anyone has any explanation of why the insurance company is not accepting liability would be grateful if you could share.