Got a renewal house insurance quote from AA that was €100 more than last year. Never had a claim in 10+ years. I called AA and the premium can be reduced from €374 to €273 by increasing the excess from €350 to €500. I'm tempted but wondering if it's worth paying more for the reduced excess? (my thinking is that I don't make a claim for minor stuff as it would increase the premium for next year and an extra €150 excess payment for a substantial claim is insignificant). Thanks
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