P
policymaker
Guest
Hello to you all,
I lost my job eight months ago.
I am currently unemployed and receivinng 204 euro per week.
I have never received state assistance before and have worked full time for 14 years. The bill is for €1400
I owe a phone company money - after I lost my job I ran up a huge phonebill trying to find a new one and phoneing psychic lines.
I then got very sick and had to enter a psychiatric hospital. My Doctor told me not too worry about the phone bill and concentrate on getting well. My sister was at the Doctors meeting and she proceeded the next day to phone the phone company and tell them that I was not well, they informed that they would await till I returned home beofre making any decision.
I am now well and when I came out of hospital I was informed by the phone company that they had passed my account over to a debt collection agency.
The agency are wicked wicked people, they send me threats about publishing my details so everyone can see my debt.
I ignored them in truth because they are not an Irish company -they are a foreign company.
My sister tells me not to pay them anything because of how demanding are being.
Now, today I received a letter from an Irish solictors saying that in 7 days if the bill is not paid, they may take me to court, however the letter stipulates that if I need to discuss anything I should contact the debt agency and not the solicitors.
What will happen to me If i go to court? I was happy and am happy to pay the money back, my sister says she will pay half and i pay half - €40 each totalling €80 until debt is paid, however she says she will not and advises me not to engage with an english debt company.
Will I write a letter to the solicitors explaining this. - will i go to court with the threatning letters and explain to a judge.
I do not care about getting black listed or such things.
Thank you for any advice you may have.
I lost my job eight months ago.
I am currently unemployed and receivinng 204 euro per week.
I have never received state assistance before and have worked full time for 14 years. The bill is for €1400
I owe a phone company money - after I lost my job I ran up a huge phonebill trying to find a new one and phoneing psychic lines.
I then got very sick and had to enter a psychiatric hospital. My Doctor told me not too worry about the phone bill and concentrate on getting well. My sister was at the Doctors meeting and she proceeded the next day to phone the phone company and tell them that I was not well, they informed that they would await till I returned home beofre making any decision.
I am now well and when I came out of hospital I was informed by the phone company that they had passed my account over to a debt collection agency.
The agency are wicked wicked people, they send me threats about publishing my details so everyone can see my debt.
I ignored them in truth because they are not an Irish company -they are a foreign company.
My sister tells me not to pay them anything because of how demanding are being.
Now, today I received a letter from an Irish solictors saying that in 7 days if the bill is not paid, they may take me to court, however the letter stipulates that if I need to discuss anything I should contact the debt agency and not the solicitors.
What will happen to me If i go to court? I was happy and am happy to pay the money back, my sister says she will pay half and i pay half - €40 each totalling €80 until debt is paid, however she says she will not and advises me not to engage with an english debt company.
Will I write a letter to the solicitors explaining this. - will i go to court with the threatning letters and explain to a judge.
I do not care about getting black listed or such things.
Thank you for any advice you may have.