Now the family home is in the firing line,
I am a discharged bankrupt
the family home is in ... joint names with wife.
I don't understand. Which paperwork? I don't have a solicitor.Paul
You really should make sure with your solicitor that all the paperwork has been done properly here.
That seems to me a bigger risk that a vulture fund coming after you.
Brendan
I didn't have my half till recently, maybe that held it upYou are paying €7,200 a year in mortgage repayments.
The interest is about €1,200 a year 1.1% of €120k
So you are repaying the capital at €6,000 a year.
No need to panic. Just try to get the split mortgage extended.
Don't agree to anything you can't afford. I doubt permanent tsb will impose it on you.
They have sold a lot of mortgages and for some reason chose not to sell yours. So I doubt it's going to be sold any time soon.
Brendan
Which paperwork? I don't have a solicitor.
I will keep our house and a bedroom, and rent out the rest rent-a-room, tax free upto 1400 per month. Huge demand here. I will massacre the mortgage in no time. But until then.......
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