Demand deposits over €100,000 are covered until 29 September 2009.
Term Deposits over €100,000 made from the 9 December 2009 to 29 September 2010 are covered up to their maturity or 29 September 2015, whichever is sooner.
The first €100,000 of any eligible deposit is covered under the Deposit Guarantee Scheme
So a Term Deposit that is "rolled over" for a new term but was opened originally before the 9th December might not be covered until 2015?
And what about under €100k?
Northern Rock savers lose their guarantee.
Millions of savers with Northern Rock will lose the unlimited guarantee on their deposits after the Government lifts the measure on all variable-rate accounts today.
The move, which brings the bank in line with its competitors, reduces the guarantee to the first £50,000 for each customer under the Financial Services Compensation Scheme. Existing fixed-rate accounts will continue to benefit from the unlimited guarantee until their agreed term expires.