IMO, The interest rates seem to be rising and expected to rise further, some irish banks have not yet increased their rates.
If you try to switch from UB, you risk that your destination bank will have increased the rate before you get there
UB appear to have good value in their 5 & 2 year rates at the moment.
www.ulsterbank.ie
e.g. 5 year mortgage > 250k, ltv <80% 2.2%
Probably you will want to switch when the five years is up, but it at least buys you some time and a decent rate.
Moderator's notes:
This thread discusses the best ways to contact Ulster Bank if you want to break and re-fix, and how long it typically takes to do.
Existing KBC mortgage customers are still allowed to re-fix with KBC, but other posters on this site have said that the process is slow at the moment, possibly 8 weeks or longer.
www.kbc.ie
If you try to switch from UB, you risk that your destination bank will have increased the rate before you get there
UB appear to have good value in their 5 & 2 year rates at the moment.
Ulydien | Homepage
e.g. 5 year mortgage > 250k, ltv <80% 2.2%
Probably you will want to switch when the five years is up, but it at least buys you some time and a decent rate.
Moderator's notes:
This thread discusses the best ways to contact Ulster Bank if you want to break and re-fix, and how long it typically takes to do.
Existing KBC mortgage customers are still allowed to re-fix with KBC, but other posters on this site have said that the process is slow at the moment, possibly 8 weeks or longer.
Our Mortgage Rates - KBC
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