I'm awaiting decision from Ombudsman on a dispute related to my mortgage, but I have the opportunity to pay off the mortgage in full. If I pay off the mortgage and the Ombudsman subsequently decides in my favour (maybe a few months later) does the bank still have to pay compensation if the mortgage is no longer in existence? What if the bank is Ulster Bank - they are leaving the Irish market. Will they still have to pay compensation if a decision is not made on the case until 2023?