Key Post I got cash back three times in 6 months

I have finally obtained approval from the 3 banks I intend to switch to. It did take alot of back and forth with paperwork but we got there! 2 valuations complete and 1 loan pack received. I'm hoping this all goes to plan!!
 
Neek01 said:
I have finally obtained approval from the 3 banks I intend to switch to. It did take alot of back and forth with paperwork but we got there! 2 valuations complete and 1 loan pack received. I'm hoping this all goes to plan!!
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Well done , what 3 are you moving to and who are you with now?
 
Ask your valuer to do you a deal for 3 valuations on the same property in quick succession, the good ones will do you a deal, it should not be 127 per switch in this scenario.

I got 3 for 200.
 
I don't see how this will work on FTB. The second, third and fourth banks you mention want you to have been paying 1 year before they'll accept a switch. It appears you'd need to wait a year before doing switches.
 
username123 said:
I don't see how this will work on FTB. The second, third and fourth banks you mention want you to have been paying 1 year before they'll accept a switch. It appears you'd need to wait a year before doing switches.
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Not if you are a FTB, just apply to them all as a FTB they will all give you a mortgage which is valid for 6 months, work away then. If anything crops up just say you applied to 4 banks to make sure you got approval from at least 1, then start with the highest Interest rate and change and just say it's because of the better rate .
 
username123 you should be on commission when I called the solicitor they mentioned that they had a number of people doing the same process with them:)
 
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