Last edited: 15 Apr 2019 at 7:23 AM Hi all I am hoping for some advise. My other half was married before and this marriage ended badly with a lot of debt. Long story short he like others lost jobs during the recession and was unable to keep up with repayments. Unable to pay the mounting debt, adjudicated in 2016, discharged 2017. We have married and live with our three kids in the house that I purchased before we got married or had any children. We are finding the home that we are in too small to meet our needs. I cannot get a Loan to extend the property on my own as I’m seen as having four dependents. My husband is in full time permanent employment for over a year now. Our joint net income is 1250 weekly. I have a perfect credit history having never missed a loan or mortgage repayment. Does anyone have any advise? Our only hope is a joint application but will anyone consider lending to us? Can anyone help?