We have full loan approval for a new build that won't be finished until circa one years time. The builder is renowned for taking his time which we were fine with until hearing that restrictions will be imposed on mortgage lending. My reason for posting today is to see if we have reason to worry. We are married (32 & 34 yrs old) with 2 kids. Joint gross of €120k pa. No childcare costs. Bought a house in boomtime which is too small for our needs. Outstanding mortgage of 300k (earning 1, 100 per month rental, repayments 950 pm) & renting a house ourselves at €1, 300 per month for past year and half. We have €110k savings plus 30k shares if required. The purchase price is €360k & we are approved for €250k. Obviously we will need to get re-approved for loan throughout build. Should we be worried that we may not get re-approved? Any thoughts much appreciated