Two years ago I made a request at AIB branch to increase my credit card limit , my request was rejected for no clear reason , although I have been with AIB for 20+ years , and my salary and mortgage with them . I didn't accept it and went all the way to branch manager who got me 2K limit increase only after 2 months of going back and forth . Now I need to increase the limit again with at least 5K instead of paying 'over limit fees' every month , I am looking for your advise/tips on how to make it straight forward as it doesn't look to me that there is a clear criteria to accept or reject such a request.
Note: the Credit card is paid fully every month since the start 20+ years ago , my partner has a supplement Card so the card is being used by both of us for ease of budgeting . Combined salary can well cover the Credit card limit .
TIA
Note: the Credit card is paid fully every month since the start 20+ years ago , my partner has a supplement Card so the card is being used by both of us for ease of budgeting . Combined salary can well cover the Credit card limit .
TIA