There is a lot of confusion about cheque crossings and all that.
I wont go into the legal technicalities but if you want to write a cheque and ensure that it can ONLY be cashed by the guy whose name you write on it here's what you do:
Pay : Joe Bloggs (delete the words 'or order' at end of line. Initial the change.
Put two parallel lines on the cheque and write 'Not Transferable' on them.
In Ireland currently, this is the only way to ensure a cheque has to be cashed by Joe Bloggs.
I wont go into the legal technicalities but if you want to write a cheque and ensure that it can ONLY be cashed by the guy whose name you write on it here's what you do:
Pay : Joe Bloggs (delete the words 'or order' at end of line. Initial the change.
Put two parallel lines on the cheque and write 'Not Transferable' on them.
In Ireland currently, this is the only way to ensure a cheque has to be cashed by Joe Bloggs.