Hi,
Own joint property with partner who has since moved out and wants discharged from the mortgage. Partner managed and arranged this mortgage. I believe there were a few things untoward.
(applied for mortgage break previously and mortgage company confirms this didn't happen, partner also changed payment from d/d from joint account to manual payments and is alleging to have been paying the mortgage alone even though payments were made by myself, threat of partition proceedings - wants released from the mortgage and me continue to make mortgage payments, -ve equity, discovered many blank salary certs requests in my name, blank "deeds of re-assignment", etc. Also copies of offical mortage term extension forms with other borrowers details on them. Land Registry Folio has burden with lender as the owner of the charge "present and future advances" but stamped value higher than original loan amount)
Alarm bells ringing, I would like to check all details to check exactly what has occurred including modifications made or details of any charges or judgements, etc.
Can I do this under standard subject access request using the Data Protection Act or is there another way that would be recommended??
Also would I be silly throwing money into this by taking over mortgage payments when partner wants rid?
Advice appreciated,
Thanks
Own joint property with partner who has since moved out and wants discharged from the mortgage. Partner managed and arranged this mortgage. I believe there were a few things untoward.
(applied for mortgage break previously and mortgage company confirms this didn't happen, partner also changed payment from d/d from joint account to manual payments and is alleging to have been paying the mortgage alone even though payments were made by myself, threat of partition proceedings - wants released from the mortgage and me continue to make mortgage payments, -ve equity, discovered many blank salary certs requests in my name, blank "deeds of re-assignment", etc. Also copies of offical mortage term extension forms with other borrowers details on them. Land Registry Folio has burden with lender as the owner of the charge "present and future advances" but stamped value higher than original loan amount)
Alarm bells ringing, I would like to check all details to check exactly what has occurred including modifications made or details of any charges or judgements, etc.
Can I do this under standard subject access request using the Data Protection Act or is there another way that would be recommended??
Also would I be silly throwing money into this by taking over mortgage payments when partner wants rid?
Advice appreciated,
Thanks
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