Moneymakeover How Should I Invest an Upcoming Inheritance

[Mettmo]

I suspect that @GSheehy may be suggesting that the discussion seems to have gone way off the original topic?

Ah, understood

 

[Mettmo]

With 52k in pension income already, have you considered what your funding gap actually is?

Yeah, between our two pensions and the COAP when we both get it, we think we’ll be fine. But until the wife’s COAP arrives, that €15k p.a. is our gap.

 

[Mettmo]

I don't do very much execution only business with either of those two companies but I only see one fund on the list that those savvy clients choose themselves.

Is it ok to ask which fund on our list this is - or maybe that's against forum guidelines?

 

[GSheehy]

she took advice from her accountant/broker on the investment approach

I'm guessing that you put it this way because it was an accountant who sold pensions that she bought the policy though?

If so, it's interesting that it hasn't raised an eyebrow as I've seen brokers flayed on here recommending multiple funds.

 

[Mettmo]

Sorry for the delay in replying. Yes, it was on the advice of a previous accountant she used many years ago when she was self employed.