A friend of mine has a small tracker mortgage (c.40k) with Bank of Scotland (Certus). He can afford to a) pay it off in full or b) invest in the National Solidarity Bond. There are 16 years left on the tracker so I'm thinking that Certus should be very keen to get this off their books but the question is what kind of incentive are they likely to offer?
Any advice / suggestions would be appreciated.
Roy
Any advice / suggestions would be appreciated.
Roy