georged3rd
Registered User
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- 45
I'm looking to confirm what the effective rate for PTSB's 3yr fixed @2.8% for 25 years is after taking into consideration the 2% cashback & 2% of repayments & how to calculate it. I see the first post has the 2018 starting rate of 3.15%
Our scenario: 70% LTV & we're looking to use the 2% cashback & 2% of repayments to reduce the first 36 monthly repayments & then switch from the PTSB SVR to a more competitive rate (subject to what's available on the market at the time).
Our scenario: 70% LTV & we're looking to use the 2% cashback & 2% of repayments to reduce the first 36 monthly repayments & then switch from the PTSB SVR to a more competitive rate (subject to what's available on the market at the time).