Hi all,
I have just experienced why Insurance costs are so high.
My husband unfortunately drove into the back of someone 2 years ago. There was no damage done to the cars (he still drives the same car). No paint scratches, no lights broken, the reg not even bent. The 2 cars were stopped to ease into traffic. My hubby was the 2nd car and looking up the road and saw a big gap. He thought the car in front of him was going but he hadn't moved and my hubby went into him at about 20MPH.
The man got out and said he was ok. He had to 2 small kids who got an awful fright and were crying. It was very civil and they exchange details. They had a phone call a few days later and again it was civil and the man said he was fine but the kids were scared to get in the car seats.
Then we got notice through the insurance for claims (no damage to cars just personal injury)
It was sorted out of court and the kids got €6k & €10k and the man got €32,000!!!!
Im really shocked. My hubby has 25 years of driving and never was in an accident. The cars were not damaged and it was not a high speed impact.
No wonder people claim when money is handed out like that.
The really annoying thing is that he had a day off work that day and was asked by a colleague to go in for a hour to do a favor for him... so he went in on his day off.
Anyway - we are wondering how much the car insurance will go up after this. The insurance company said it wont effect his no claims bonus but his insurance will be 'loaded' for 5 years. we cant get a figure out of them.
Does anyone have experience of this ? Im really shocked that he was awarded €32k.
I have just experienced why Insurance costs are so high.
My husband unfortunately drove into the back of someone 2 years ago. There was no damage done to the cars (he still drives the same car). No paint scratches, no lights broken, the reg not even bent. The 2 cars were stopped to ease into traffic. My hubby was the 2nd car and looking up the road and saw a big gap. He thought the car in front of him was going but he hadn't moved and my hubby went into him at about 20MPH.
The man got out and said he was ok. He had to 2 small kids who got an awful fright and were crying. It was very civil and they exchange details. They had a phone call a few days later and again it was civil and the man said he was fine but the kids were scared to get in the car seats.
Then we got notice through the insurance for claims (no damage to cars just personal injury)
It was sorted out of court and the kids got €6k & €10k and the man got €32,000!!!!
Im really shocked. My hubby has 25 years of driving and never was in an accident. The cars were not damaged and it was not a high speed impact.
No wonder people claim when money is handed out like that.
The really annoying thing is that he had a day off work that day and was asked by a colleague to go in for a hour to do a favor for him... so he went in on his day off.
Anyway - we are wondering how much the car insurance will go up after this. The insurance company said it wont effect his no claims bonus but his insurance will be 'loaded' for 5 years. we cant get a figure out of them.
Does anyone have experience of this ? Im really shocked that he was awarded €32k.