i've been refused a top-up with my current mortgage provider and a highstreet non-bank finance provider due to the fact that we're now on one income.
We urgently need to consolidate our non-mortgage debt in order to adjust to this new situation - does anyone know anything about GE Money ? Is it possible to just get the top up with them (i.e. a 2nd charge on the house) and not move the entire mortgage ? I see from their website they're not doing personal loans anymore.
Our house is worth 400k (give or take 30k since the credit crunch !), mortgage is 195k, need a top-up of 50k approx. to get rid of literally everything else.
Advice appreciated !
We urgently need to consolidate our non-mortgage debt in order to adjust to this new situation - does anyone know anything about GE Money ? Is it possible to just get the top up with them (i.e. a 2nd charge on the house) and not move the entire mortgage ? I see from their website they're not doing personal loans anymore.
Our house is worth 400k (give or take 30k since the credit crunch !), mortgage is 195k, need a top-up of 50k approx. to get rid of literally everything else.
Advice appreciated !