house insurance with rooms rented

Discussion in 'Insurance not covered in other forums' started by TBFrank, Apr 12, 2018.

  1. TBFrank

    TBFrank Registered User

    Posts:
    12
    My mother-in-law suffers from advanced dementia and is confined to bed, and in order to pay for carers that allow her to stay in her home she has to rent out rooms in her house. House Insurers we've talked to allow 2 paying guests (not tenants). She wants to rent 3 rooms, accommodating 4 or 5 paying guests. Anybody know of insurer who will allow this?
     
  2. Jimbobp

    Jimbobp Frequent Poster

    Posts:
    581
    I think most standard insurers limit it to 2/3 paying guests. You could approach her existing insurer to see if they can accommodate her. We deal with a number of specialist insurers that would cover this I think but the premium would be more expensive than a standard policy.