I doubt that they would pay out if the property was not properly secured particularly if it was unoccupied at the time and you were benefiting from an alarm discount on premiums.Decani said:The alarm wasn't on and, it would appear, that a downstairs window wasn't securely closed. I'm of the opinion that the insurance company won't pay out because of the conditions set out above. I have yet to read our policy but I was wondering, in general, if the insurance company would pay out under such circumstances.
What's the excess on the contents policy? It may not be worth claiming for such a relatively small amount especially as it may cause a hike in premiums at renewal time and/or when shopping around.Value of lost property comes to about €800.
Observer said:Get the claim form - don't tell any lies - see what happens?
That would be fraud. I don't think that's good advice at all.SteelBlue05 said:Are ya mad, just say it was all locked up etc.
ClubMan said:That would be fraud. I don't think that's good advice at all.
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