Hi all
For starters I will display my financial status
Should I
For starters I will display my financial status
- Earnings are 40k, rising every year in Janruary
- Have government pension from age of 21
- Have €10,285 in a deposit account in AIB only earning 1% interest
- Have an SSIA maturing May 2007, putting away the max
- Have €3,000 savings in the Credit Union
- Have €301.16 in a PSP account in AIB
- Have €5000 in my current account
- I Have a Hire Purchase agreement with Bank of Scotland, balance is €15,700 - no penalities to clear balance at any time.
- No other loans or no credit card balances
Should I
- Build a house in Monaghan
- Buy a house in Monaghan
- Clear off Hire Purchase agreement
- Do nothing and save, and hope house prices will stabilise or go down
- Get a seperate pension.