Home Loan Reducing means for a GP Visit Card application

[fayf]

I am helping a friend (aged 65)with their application for applying for a GP Visit card. They fall under the income threshold when their home improvement loan is taken into account. This was a garage conversion recently completed.

Several years ago, i helped someone else in a similar application, and they also had a home improvement loan, and this made the difference. At the time i remember reading a home improvement loan was specifically listed as an item which could be used to reduce means. Now, i can’t seem to find it, the current website has all the usual deductions: mortgage, rent, house & life insurance etc.

Medical cards

Access medical services, prescription medicines and hospital care for free with a medical card. Learn about types of cards, and how to apply and manage your card.

www2.hse.ie

Does anyone know if home loan repayments have actually been removed, from the list of items, that can be taken into account for the Medical/GP visit card ?

 

[dubdub123]

I am helping a friend (aged 65)with their application for applying for a GP Visit card. They fall under the income threshold when their home improvement loan is taken into account. This was a garage conversion recently completed.

Several years ago, i helped someone else in a similar application, and they also had a home improvement loan, and this made the difference. At the time i remember reading a home improvement loan was specifically listed as an item which could be used to reduce means. Now, i can’t seem to find it, the current website has all the usual deductions: mortgage, rent, house & life insurance etc.

Medical cards

Access medical services, prescription medicines and hospital care for free with a medical card. Learn about types of cards, and how to apply and manage your card.

www2.hse.ie

Does anyone know if home loan repayments have actually been removed, from the list of items, that can be taken into account for the Medical/GP visit card ?

Did you get any further with this application and get clarity about the home loan?

 

[fayf]

Helping out some older friends.

I called Medical Card support , and they said home improvement loans are not counted, as part of the outgoings, only rent and/or mortgage, life insurance, medical bills,& reasonable transport costs to work.

However, a few years back i was helping someone else out, and their home improvement loan, counted, in fact, it got them under the threshold, so they qualified. So, there has been a policy change in recent years.

Kind of odd I thought, especially as the home loan was for a garage conversion with a downstairs toilet & shower, eg totally genuine to for an older couple.

 

[fayf]

The deductible items are listed here, scroll down to “Allowable Expenses”, but one should ring them for further clarification:

Medical cards

Access medical services, prescription medicines and hospital care for free with a medical card. Learn about types of cards, and how to apply and manage your card.

www2.hse.ie

 

[dubdub123]

The deductible items are listed here, scroll down to “Allowable Expenses”, but one should ring them for further clarification:

Medical cards

Access medical services, prescription medicines and hospital care for free with a medical card. Learn about types of cards, and how to apply and manage your card.

www2.hse.ie

Great thank you for sharing that feedback and info. Thats unfortunate about the home renovation loan, particularly in that situation.
It looks like i may have significant travel costs from here in but I'm struggling to find info on what I will need to show to submit this as an expense. I saw that they want copy of car registration, but im not clear if they want petrol receipts etc. Ideally, I would like some checklist before i try fill in the form.

 

[fayf]

I’d advise contacting them by phone for any queries, and if you are not getting clear instructions, ask to speak to a supervisor. This will limit any “surprises” later on.

0818 22 44 78