Home Home Insurance No Claims Discount from Contents Insurance

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LonseaLM

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I've had contents insurance with Liberty Insurance now for 6 years and never made a claim. Can I use those years as No Claims Discount when buying home insurance for a house I'm purchasing?
 
Up Rovers said:
Never heard of no claims discount on either contents or buildings insurance.
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That's why they normally ask if/when you've had claims - to determine the no claims discount on the base policy premium.

Whether or not contents only (rental tenant I presume?) no claims will transfer to a buildings/contents owner occupier policy depends on the broker/underwriter and you'd need to ask them.
 
They may allow a discount for having no claims. But there is no "no claims bonus" that you transfer from policy to policy like in motor insurance.
 
peteb said:
They may allow a discount for having no claims. But there is no "no claims bonus" that you transfer from policy to policy like in motor insurance.
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Similar to pet insurance. Always ring and ask Allianz for discount on pet insurance renewal and maybe get 10% off. One year because there had been claims no discount allowed.
 
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