Hi carolineobrien,
Welcome to AAM.
I don't know what company you're with at the moment.
VHI have half price offers for children from 1 January 2016.
Plans worth considering as follows;
1. Self-Wife; One Plan Starter; price 539; All the public hospitals covered. No private hospital cover, no gp etc.
2. Children; One + Plan; price 131 per child; all public, private and hi-tech hospitals covered, no gp cover.
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Plans worth considering for husband;
1. Laya Flex 500 Explore; price 661pa, all public, private and hi-tech hospital cover, 500 excess for admission to a private/hi-tech hospital, very limited day to day cover. No excess for any public hospital.
2. Laya Flex 250 Explore; price 854pa; all public,private and hi-tech hospital cover, 250 excess on admission to a private/hi-tech hospital, very limited day to day cover; No excess applies to any public hospital.
3. VHI One Plan 500; price 692; all public, private and Beacon hospital cover. 500 x 2 excess for private/beacon admission, very limited day to day cover.
4. VHI One Plan 250; price 815pa; all public, private and Beacon hospital cover. 250 x 2 excess for private/Beacon admission, limited day to day cover.
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Total family price example; 539 + 131 + 131 = 801
801 + 661 = 1462
Depending on what plan is chosen for husband will determine the overall family price.
Snowyb