Help To Buy Scheme & Affordable Home Loan Scheme


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Edit: Removed the rambling.

Help to buy scheme - claim a refund of income tax paid in the last 4 years up to maximum of 5% of the house purchase price. It must be a new build. Max price €500,000.

Affordable home loan to first time buyers - 2% loan interest - 25 year term - max to €75,000 income for a married couple - max €320,000 purchase price of house and max 90% LTV.

How is the income tax refund received? Will it be immediate through the persons next PAYE pay and available for use with a deposit or is it a refundable tax credit?

Are there any other schemes a first time buyer should be aware of?

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