Hi All.I just got a copy of my CCR report and it shows an overdraft that I had with PTSB back in 07, i switched my account to Halifax so thought the account was closed but there is a balance outstanding. Its never showed up on an ICB check so I didnt know it was outstanding as had a very old address and phone number on it.
Will it stop me getting a mortgage now even if I clear it now? Ive no loans/ overdrafts since so hoping that it wont hinder my application.
Will it stop me getting a mortgage now even if I clear it now? Ive no loans/ overdrafts since so hoping that it wont hinder my application.