Heating System Component

[tom_tom]

A major(1200 Eur) component on our heating system (its my house not rental) has gone and engineer telling me it can be put on the insurance ...i get that all policies are different but in general will my premium be loaded over time ? ..can I just switch insurer if I don't like the renewal quote ..anyone any experience with this?

 

[Savvy]

The first thing to do is check what your excess is on your policy. This will dictate whether it is worth even claiming for it.

 

[Dave Vanian]

Was there an accident causing the component to fail or did it just wear out? It would be unusual for a house insurance policy to pay a claim for something that just wore out in normal usage.

 

[Ravima]

There's also the NCB to consider.