A major(1200 Eur) component on our heating system (its my house not rental) has gone and engineer telling me it can be put on the insurance ...i get that all policies are different but in general will my premium be loaded over time ? ..can I just switch insurer if I don't like the renewal quote ..anyone any experience with this?
Was there an accident causing the component to fail or did it just wear out? It would be unusual for a house insurance policy to pay a claim for something that just wore out in normal usage.