Health Insurance Health insurance while travelling to USA

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masterboy123

Registered User
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Hi All,

I have VHI day to say plus health insurance pack.
I am travelling to USA and wondering if VHI is valid there?
If not, could you please recommend a basic health insurance for USA.

Thanks
 
Are you going to the US on vacation, or are you going to be there for an extended stay?

For extended stay you need something like this:

Vhi International Quote

www.vhi.ie www.vhi.ie

For a holiday, you probably need topup on the below for the US because that won't go very far in the US - unless your particular policy has a much higher max.
If you look at say VHI travel insurance, I think their cover assumes you already have health insurance in place (see https://www.vhi.ie/travel-insurance) and is on top of that.

Your Vhi Healthcare health insurance plan covers all your eligible in-patient hospital charges up to a maximum* of €65,000 / €100,000 if you need emergency treatment while on holidays abroad.

*Check your policy documents for the maximum amount on your plan.

Cover Abroad

Caring for you, home or away, you can have peace-of-mind with our emergency cover abroad on many of Vhi Healthcare's medical insurance plans. Find details on how to claim...
www1.vhi.ie www1.vhi.ie
 
odyssey06 said:
Are you going to the US on vacation, or are you going to be there for an extended stay?

For extended stay you need something like this:

Vhi International Quote

www.vhi.ie www.vhi.ie

For a holiday, you probably need topup on the below for the US because that won't go very far in the US - unless your particular policy has a much higher max.
If you look at say VHI travel insurance, I think their cover assumes you already have health insurance in place (see https://www.vhi.ie/travel-insurance) and is on top of that.

Your Vhi Healthcare health insurance plan covers all your eligible in-patient hospital charges up to a maximum* of €65,000 / €100,000 if you need emergency treatment while on holidays abroad.

*Check your policy documents for the maximum amount on your plan.

Cover Abroad

Caring for you, home or away, you can have peace-of-mind with our emergency cover abroad on many of Vhi Healthcare's medical insurance plans. Find details on how to claim...
www1.vhi.ie www1.vhi.ie
Click to expand...
Thanks for guiding in the right direction.
We are visiting for a short duration (less than 2 weeks).

I have VHI "PublicPlus Care Day-to-day" I will check what cover is included.
 
masterboy123 said:
So €65,000/- is included from the VHI policy.
Is this amount sufficient?
Click to expand...
If you end up in a US hospital for anything serious that sum could be a tiny fraction of the total bill!

Travel insurance & health - Department of Foreign Affairs

No matter where you travel, make sure that you’re prepared if things go wrong. Comprehensive travel insurance and appropriate vaccinations are a must.
www.dfa.ie
Insurance Ireland recommend that you purchase a policy that provides a minimum medical cover of €1 million.
Click to expand...
 
So VHI multitrip travel insurance is costing €125 for 2 adults and 1 child.

Are there better rates available? But at the same time I don't want to get some dodgy insurance. Please suggest the names.
 
if you are just going on one trip , you don’t need multi trip insurance, just single trip insurance . There are loads of companies 123.ie, chill.ie, quote me.ie
 
huskerdu said:
if you are just going on one trip , you don’t need multi trip insurance, just single trip insurance . There are loads of companies 123.ie, chill.ie, quote me.ie
Click to expand...
VHI only offering multitrip and we usually travel twice in a year.
But I will check the links now, many thanks
 
Some credit cards come with travel insurance included but you pay an annual fee
I have had a BOI Platinum card for as long as I can remember and it has a very good travel insurance attached for a yearly fee of €75 or €80
IIRC once you pay for at least 50% of the travel with the card everyone traveling is covered worldwide and for up to 90 days
and last time I checked it was as good if not better than most other policy's provided on the Irish market
 
Cervelo said:
Some credit cards come with travel insurance included but you pay an annual fee
I have had a BOI Platinum card for as long as I can remember and it has a very good travel insurance attached for a yearly fee of €75 or €80
IIRC once you pay for at least 50% of the travel with the card everyone traveling is covered worldwide and for up to 90 days
and last time I checked it was as good if not better than most other policy's provided on the Irish market
Click to expand...
Good to know this.
I have AIB Platinum credit card, will check my options now.
 
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