I just rang VIVAS/Hibernian for a quote on my health insurance and they're coming in at €50 less than my current VHI premium, but for a higher level of cover. I have other reasons than just the money for wanting to leave VHI so this is tempting.
The Hibernian quote, though, is based on taking up an offer they currently have running, which means starting the cover on a particular date specified by them. That date is two days after my renewal date.
In short, I would be without health insurance for two days. The SA at Hibernian said the waiting period with all of the health insurers is thirteen weeks and neither Hibernian nor any other insurer would penalise me for being without cover for two days. She put a note in my file that she advised me of this, but she refused to put it in writing in the quote she's sending out to me.
Does anyone had any experience with this? I've been burned before with these 'notes on your file' and the note not being provided to me in writing, so I'm wary...
The Hibernian quote, though, is based on taking up an offer they currently have running, which means starting the cover on a particular date specified by them. That date is two days after my renewal date.
In short, I would be without health insurance for two days. The SA at Hibernian said the waiting period with all of the health insurers is thirteen weeks and neither Hibernian nor any other insurer would penalise me for being without cover for two days. She put a note in my file that she advised me of this, but she refused to put it in writing in the quote she's sending out to me.
Does anyone had any experience with this? I've been burned before with these 'notes on your file' and the note not being provided to me in writing, so I'm wary...