Yes I've read that provision. I just don't trust the insurance companies not to have some sneaky way around it that I'm not 'getting'.
I guess what I was really hoping for was anecdotal accounts from people that the insurance providers are actually honouring this. I've been stung by insurance companies before, and I'm gun-shy.
I think I may just pay the extra €50 to switch without the two day break in cover, for my own peace of mind.
€50 less than my current VHI premium, but for a higher level of cover.
Ive noticed that if you take out a new policy the standard waiting period for non pre-existing conditions in 26 weeks but if you are upgrading then there is a 2 year waiting period to get the higher benefit. could one who wishes to upgrade and feels they probably wont be sick in the next 6 months just lapse their policy and then take one as a new subscriber?
also it is my understanding that for accidents you are still covered during the waiting period so for a young person who is more likely to have an accident than get sick this would not be too risky.
is there some major drawback or complication to this plan?
PS is this is new topic stuff rather than a continuation of above can someone move this post?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?