Hi Willie,
Welcome to AAM. The Aviva Health Starter plan is not good value, as it only covers public hospitals and is too expensive.
For a cheaper price you can have a plan with just public hospital cover or a plan with all 3 levels of hospital covered - public,private and hi-tech.
The following plans are worth considering;
1. Laya Future Protect; price 495pa; public hospital cover only.
2. Laya Flex 500 Explore; price 661pa; public,private and hi-tech hospitals covered. (500 excess payable if admitted to a private or hi-tech hospital,
no excess applies to any public hospital).
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There is also a further 10% discount if you buy online at the moment.
Regards, Snowyb