I got some great advice here a few years ago from snowyb so hoping for a little more! I pay for three adult health insurance policies(mine& my two parents who are in their sixties)& they are up for renewal in the next two weeks. My mum & I are on Laya Complete Simplicity and my father is on 360 Care. My father would have a lot of medical issues so needs a relatively high level of cover but my mother has great health. Im hoping to save a little on the renewal costs as it is a big commitment every month. If there are other good alternatives out there, I would be very grateful for the advice.