Hi, I am looking for advice. I missed payments to my health insurance company in error and went beyond the 13 weeks timeframe. I just discovered this recently and they won't reinstate my policy. I am willing to pay the premiums up to date and have asked them, but they refuse to reinstate my policy as they say it has gone too late. I was wondering if there was any way around this as it will entail my family and I having to wait 5 years for any new procedures etc, even though I have been paying health insurance for over 15 years through Irish Life AVIVA and VHI. Any help/suggesstions would be great.