M
miss-smith
Guest
I am currently reviewing my health insurance for my family (2 adults & 2 small children). I am currently with VHI under the family plan plus.
My question: What is the reason (if any) for insuring children for hospital care? If they ever did need hospital care then surely it would be in one of the children's hospitals which are all public. I can understand covering them for outpatient care and GP fees but not hospital care or am I missing something? What do most people do? I just don't want to be paying insurance companies any more than is necessary....Thoughts?
My question: What is the reason (if any) for insuring children for hospital care? If they ever did need hospital care then surely it would be in one of the children's hospitals which are all public. I can understand covering them for outpatient care and GP fees but not hospital care or am I missing something? What do most people do? I just don't want to be paying insurance companies any more than is necessary....Thoughts?