Hi Magheralane,
Any person returning home to Ireland from abroad, have 9 months to choose a health insurance policy.
The following plans are worth considering,
1. VHI One Plan 500; price 769pa; all public, private and Beacon hospital covered, private hospital excess 500 x 2 max per year for admissions,
day case excess 150 per visit. Very limited day to day cover.
2. VHI One Plan 250; price 916pa; all public, private and Beacon hospital covered, private hospital excess 250 x 2 max per year for admissions,
day case excess 150 per visit. Very limited day to day cover.
3. Laya Essential Health 300; price 895pa;(from 1 Jan 2018) all public, private and Beacon hospital covered. Private excess 300 x 2 max per year for admissions. Day case excess 125 per visit. Very limited day to day cover.
4. Control 300 Create; price 1046pa; all public, private(including private room) + 3 hi-tech hospitals covered, private/hi-tech excess 300 per
admission, day case excess 125 per visit. Good day to day cover on this plan.
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There is a 6 month waiting time for all new customers and a 5 year wait applies to any pre-existing illnesses. During the first 6 months, just
accidents are covered. If you have no pre-existing illnesses or conditions, after the 6 month waiting time is served, all new illnesses are
covered with no waiting.
Regards, Snowyb