B
bling2010
Guest
Myself and my husband are currently considering applying for a Mortgage. I know the majority of applications these days seem to be declined so would like to hear from anyone that is applying or has recently been approved. We are FTB's and both in permanent full time jobs on average salaries. We have some savings and will be gifted the rest to make up the deposit but will be looking at 92% LTV most probably.
I would like to hear of other people that have gone through the process...did you apply to the banks directly or go with a broker. Also did you have to have a property picked out when applying?
Any help/tips will be much appreciated. Thanks,
I would like to hear of other people that have gone through the process...did you apply to the banks directly or go with a broker. Also did you have to have a property picked out when applying?
Any help/tips will be much appreciated. Thanks,