Has anybody had a split mortgage review?

Discussion in 'Mortgage arrears & negative equity case studies' started by Cotter24, 10 Aug 2018.

  1. Cotter24

    Cotter24 New Member

    I have a split mortgage on my home loan with PTSB and I've received a letter informing me it's up for review and I must fill out a new SFS.

    Has anyone had a review?
    Also, how likely is it that PTSB will let me remain on the split mortgage if I've kept up all repayments to date and my personal circumstances haven't changed too much since I was put on the split mortgage?
  2. Duff123

    Duff123 Registered User

    Hi Cotter24.

    We have had two reviews with PTSB. Same procedure follows as last time. Fill in SFS and visit to your branch to meet with advisor etc. If nothing has changed financially you will continue to pay the same I would expect, they will write to you afterwards and let you know.
  3. Brendan Burgess

    Brendan Burgess Founder

  4. Kingoftench

    Kingoftench New Member

    In same boat just received letter yesterday we are in split mortgage with PTSB and it has really helped us last three years we still just get by and will never be rich since we got the agreement we have had another child and our first is in school so our circumstances have worsened money wish a lot more expense but we would love to be allowed carry on as is because we are getting by.
    Just posting for some reassurance that everything will be ok because to be honest we are both very nervous since letter came and having to face into it.
    Even though worked out when we got agreement it caused us a lot of stress and our home is our palace so just a little reassurance and people that have been through it knowing what to expect etc greatly appreciated thanks in advance