Hi I only coped I am one of the affected when I saw my interest rate went from 4.5% to 0.85% yesterday I went too my bank manager this morning and he told me to wait for my letter iv no idea what is going to be offeredHi Katnia,
No idea where they got it from!
We took out the fixed rate in April 2008, on a €380,000 mortgage. Not a 100% when we broke out but think it was roughly a year....at no charge!
Last week, we were reduced from 4.5% to 3.3% and still owe €341k!
Hi Brendan, I can send it to you in the morning when I get to work?hi wardy
Any chance you could email the letter to me?
Brendan at this website is my email address
Brendan
Sorry meant to say the letter is 19 pages which is a concern for customers as the detail is extensive
Hi Brendan do you know if the ptsb customers who went from a tracker to a fixed rate then broke out with no fee from ptsb but that didn't have it in their original contract anything about tracker will they have a case ??I think you are mixing up the refund with the compensation.
The refund is the actual amount overcharged. That is their legal obligation.
The compensation is on top of the refund.
Brendan
I'll get that money back. It only goes off your mortgage if you're in arrears.
I've been trying to reply to you for ages but kept getting an error message!
Sorry......new to this!
36k refund and on top of that the mortgage balance has been reduced by 17k.Katnia, bit confused, are you saying you got €36K refund, and also €17k off your mortgage????? or is it €17k off your mortgage and €19K refund?
You have to send the docs back for that, mortgage balance online is still the old balance.@katnia
Did they reduce your mortgage balance by 17k when they changed your interest rate last week or do you need to sign for that.
Yes, ecb + 1.1%.@katnia did you have a rate specified on your letter of offer?
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