Sorry i know this has been discussed at extreme length but i'm in a bit of a tissy about my mortgage rates! We are about to under a self build and have been given the following rates by our mortgage broker:
ICS- 2 yr discounted tracker 3.95%(ECB +0.95%) rolling to ECB +1.25%
First Active- tracker rate 3.95% (but we would have to borrow €250,000 which is €20,000 more than we wanted but we were told that if we dont use it we could not draw down on it but more than likely still keep the rate)
I think BOS may be a bit better with their rates but we were told that they only allow 2 drawdowns and this probably wouldnt suit a self build.
any advise greatly accepted!
ICS- 2 yr discounted tracker 3.95%(ECB +0.95%) rolling to ECB +1.25%
First Active- tracker rate 3.95% (but we would have to borrow €250,000 which is €20,000 more than we wanted but we were told that if we dont use it we could not draw down on it but more than likely still keep the rate)
I think BOS may be a bit better with their rates but we were told that they only allow 2 drawdowns and this probably wouldnt suit a self build.
any advise greatly accepted!