good mortgage rates?

J

Judy

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Sorry i know this has been discussed at extreme length but i'm in a bit of a tissy about my mortgage rates! We are about to under a self build and have been given the following rates by our mortgage broker:

ICS- 2 yr discounted tracker 3.95%(ECB +0.95%) rolling to ECB +1.25%

First Active- tracker rate 3.95% (but we would have to borrow €250,000 which is €20,000 more than we wanted but we were told that if we dont use it we could not draw down on it but more than likely still keep the rate)

I think BOS may be a bit better with their rates but we were told that they only allow 2 drawdowns and this probably wouldnt suit a self build.

any advise greatly accepted!
 
Hello Judy,

Have you considered going to a broker? They have access to all the various lender rates and criteria.
 
those rates were through a broker, checked the best buys so from what i can see they seem to be fairly standard rates compared to other lenders
 
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